Monthly interest scheme


About Monthly Interest Scheme
 Why Choose MIS?
✔ Guaranteed Monthly Returns – Enjoy a fixed and reliable source of income every month.
✔ Safe & Regulated – Your investment remains secure under a well-regulated framework.
✔ Flexible Tenure – Choose a term that best suits your financial goals.
✔ Hassle-Free Interest Payouts – Receive interest earnings without any complexities.
The Monthly Intere Scheme is perfect for those looking to supplement their income while keeping their capital safe. Whether you’re planning for retirement, securing your family’s financial future, or simply looking for a stable investment option, MIS ensures peace of mind with assured returns.
Start your MIS investment today and enjoy financial security every month!

Monthly Interest
Invest with confidence in our deposit scheme, offering flexible plans ranging from 1 to 7 years with attractive annual interest rates from 9.5% to 12.5%. Senior citizens enjoy an additional 0.50% p.a., making this an ideal choice for retirees seeking secure and rewarding savings.
Key Benefits:
✔ Guaranteed Returns – Competitive interest rates ensure substantial growth on your investment.
✔ Flexible Investment – Start with as little as ₹10,000, with no upper limit.
✔ Monthly Interest Payouts – Receive interest directly in your Indian bank account for easy access to funds.
✔ Loan Facility – Avail loans against your deposit amount as per eligibility.
✔ Secure Savings – After the grace period, deposits are locked for another year, ensuring disciplined financial planning with high returns.
Member-Exclusive Ownership
Equal Voting Rights
Security for Loans
Membership Growth
MS 1 M.I.S 8%
Amount | 10,000 | 10,000 | 10,000 | 10,000 |
Period Interest Rate | Monthly | Quarterly | Half Yearly | Yearly |
Monthly Income Scheme Interest | 66 | 200 | 397 | 800 |
MS 2 M.I.S 8.5%
Amount | 10,000 | 10,000 | 10,000 | 10,000 |
Period Interest Rate | Monthly | Quarterly | Half Yearly | Yearly |
Monthly Income Scheme Interest | 70 | 212 | 425 | 850 |
MS 3 M.I.S 9%
Amount | 10,000 | 10,000 | 10,000 | 10,000 |
Period Interest Rate | Monthly | Quarterly | Half Yearly | Yearly |
onthly Income Scheme Interest | 75 | 225 | 450 | 900 |
MS 4 M.I.S 9.5%
Amount | 10,000 | 10,000 | 10,000 | 10,000 |
Period Interest Rate | Monthly | Quarterly | Half Yearly | Yearly |
Monthly Income Scheme Interest | 79 | 237 | 475 | 950 |
MS 5 M.I.S 10.5%
Amount | 10,000 | 10,000 | 10,000 | 10,000 |
Period Interest Rate | Monthly | Quarterly | Half Yearly | Yearly |
Monthly Income Scheme Interest | 87 | 262 | 525 | 1050 |
Senior Citizen 11% | 91 | 275 | 550 | 1100 |
MS 6 M.I.S 11%
Amount | 10,000 | 10,000 1 | 10,000 | 10,000 |
Period Interest Rate | Monthly | Quarterly | Half Yearly | Yearly |
Monthly Income Scheme Interest | 91 | 275 | 550 | 1100 |
10,000Senior Citizen 12.50% | 95 | 287 | 575 | 1150 |
MS7 M.I.S 11.5%
Amount | 10,000 | 10,000 | 10,000 | 10,000 |
Period Interest Rate | Monthly | Quarterly | Half Yearly | Yearly |
Monthly Income Scheme Interest | 95 | 287 | 575 | 1150 |
Senior Citizen 13% | 100 | 300 | 600 | 1200 |

Questions & Answers
Depositors in this scheme can select plans spanning from 1 to 7 years, with excellent interest rates ranging from 9.5% to 12.5% each year.Â
Yes, embers have the choice of a loan facility proportionate to the amount invested, and they can invest any amount over Rs. 10,000.
Deposits will be locked for a further year following the grace period, guaranteeing responsible savings with worthwhile returns.