Monthly interest scheme

About Monthly Interest Scheme

About Monthly Interest Scheme

 Why Choose MIS?

✔ Guaranteed Monthly Returns – Enjoy a fixed and reliable source of income every month.
✔ Safe & Regulated – Your investment remains secure under a well-regulated framework.
✔ Flexible Tenure – Choose a term that best suits your financial goals.
✔ Hassle-Free Interest Payouts – Receive interest earnings without any complexities.

The Monthly Intere Scheme is perfect for those looking to supplement their income while keeping their capital safe. Whether you’re planning for retirement, securing your family’s financial future, or simply looking for a stable investment option, MIS ensures peace of mind with assured returns.

Start your MIS investment today and enjoy financial security every month!

Monthly Interest

Monthly Interest

Invest with confidence in our deposit scheme, offering flexible plans ranging from 1 to 7 years with attractive annual interest rates from 9.5% to 12.5%. Senior citizens enjoy an additional 0.50% p.a., making this an ideal choice for retirees seeking secure and rewarding savings.

Key Benefits:

✔ Guaranteed Returns – Competitive interest rates ensure substantial growth on your investment.
✔ Flexible Investment – Start with as little as ₹10,000, with no upper limit.
✔ Monthly Interest Payouts – Receive interest directly in your Indian bank account for easy access to funds.
✔ Loan Facility – Avail loans against your deposit amount as per eligibility.
✔ Secure Savings – After the grace period, deposits are locked for another year, ensuring disciplined financial planning with high returns.

Member-Exclusive Ownership

Equal Voting Rights

Security for Loans

Membership Growth

MS 1 M.I.S 8%

Amount 10,000 10,000 10,000 10,000
Period Interest Rate Monthly Quarterly Half Yearly Yearly
Monthly Income Scheme Interest 66 200 397 800

MS 2 M.I.S 8.5%

Amount 10,000 10,000 10,000 10,000
Period Interest Rate Monthly Quarterly Half Yearly Yearly
Monthly Income Scheme Interest 70 212 425 850

MS 3 M.I.S 9%

Amount 10,000 10,000 10,000 10,000
Period Interest Rate Monthly Quarterly Half Yearly Yearly
onthly Income Scheme Interest 75 225 450 900

MS 4 M.I.S 9.5%

Amount 10,000 10,000 10,000 10,000
Period Interest Rate Monthly Quarterly Half Yearly Yearly
Monthly Income Scheme Interest 79 237 475 950

MS 5 M.I.S 10.5%

Amount 10,000 10,000 10,000 10,000
Period Interest Rate Monthly Quarterly Half Yearly Yearly
Monthly Income Scheme Interest 87 262 525 1050
Senior Citizen 11% 91 275 550 1100

MS 6 M.I.S 11%

Amount 10,000 10,000 1 10,000 10,000
Period Interest Rate Monthly Quarterly Half Yearly Yearly
Monthly Income Scheme Interest 91 275 550 1100
10,000Senior Citizen 12.50% 95 287 575 1150

MS7 M.I.S 11.5%

Amount 10,000 10,000 10,000 10,000
Period Interest Rate Monthly Quarterly Half Yearly Yearly
Monthly Income Scheme Interest 95 287 575 1150
Senior Citizen 13% 100 300 600 1200

Questions & Answers
Find answers to all your queries about our Savings Deposit

Questions & Answers

Depositors in this scheme can select plans spanning from 1 to 7 years, with excellent interest rates ranging from 9.5% to 12.5% each year. 

Yes, embers have the choice of a loan facility proportionate to the amount invested, and they can invest any amount over Rs. 10,000.

Deposits will be locked for a further year following the grace period, guaranteeing responsible savings with worthwhile returns.