Recurring Deposit

A recurring deposit (RD) is a financial product that allows you to deposit a fixed sum of money regularly into a term account with a financial institution for a predetermined tenure. This disciplined savings option helps you accumulate a lump sum amount at the end of the tenure, along with a competitive interest rate.

With recurring deposit plans, you can enjoy the benefits of guaranteed returns on your invested capital. The interest earned on your deposit is paid out along with the principal amount at maturity. Ideal for individuals looking for secure, low-risk investment options, recurring deposits offer a safe and reliable way to grow your money.

Invest in a recurring deposit with amounts starting at ₹500. Choose a tenure between 1 to 7 years, with returns ranging from 8% to 11.5% per annum based on the selected duration. Senior citizens enjoy an additional 0.50% interest per year. Investment frequencies are flexible, with options for monthly, quarterly, half-yearly, or annual deposits. Interest is paid only after the completion of the deposit term. Loan facilities are available based on the invested amount. Premature withdrawal is allowed after one year, with the deposit locked for the following year after a month. Secure your future today with our rewarding deposit options!

Member-Exclusive Ownership

Security for Loans

Membership Growth

Plan RD1 Recurring Deposit ROI 8%

Amt Deposit	Monthly	Quarterly	Half yearly	Yearly	Maturity
1,200	100	300	600	1,200	1,296
2,400	200	600	1,200	2,400	2,592
3,600	300	900	1,800	3,600	3,888
4,800	400	1,200	2,400	4,800	5,184
6,000	500	1,500	3,000	6,000	6,480
12,000	1,000	3,000	6,000	12,000	12,960
24,000	2,000	6,000	12,000	24,000	25,920
36,000	3,000	9,000	18,000	36,000	38,880
48,000	4,000	12,000	24,000	48,000	51,840
60,000	5,000	15,000	30,000	60,000	64,800
1,20,000	10,000	30,000	60,000	1,20,000	1,29,600

Plan RD2 Recurring Deposit ROI 8.5%%

Amt Deposit	Monthly	Quarterly	Half yearly	Yearly	Maturity
2,400	100	295	580	1,150	2,715
4,800	200	590	1,160	2,300	5,429
7,200	300	885	1,740	3,450	8,144
9,600	400	1,180	2,320	4,600	10,859
12,000	500	1,475	2,900	5,750	13,573
24,000	1,000	2,950	5,800	11,500	27,147
48,000	2,000	5,900	11,600	23,000	54,293
72,000	3,000	8,850	17,400	34,500	81,440
96,000	4,000	11,800	23,200	46,000	108,587
120,000	5,000	14,750	29,000	57,500	135,734
240,000	10,000	29,500	58,000	115,000	271,467

PLAN RD 3 Recurring Deposit ROI 9%

Amt Deposit	Monthly	Quarterly	Half yearly	Yearly	Maturity
3,600	100	295	580	1,150	4,288
7,200	200	590	1,160	2,300	8,575
10,800	300	885	1,740	3,450	12,863
14,400	400	1,180	2,320	4,600	17,151
18,000	500	1,475	2,900	5,750	21,439
36,000	1,000	2,950	5,800	11,501	42,877
72,000	2,000	5,900	11,600	23,002	85,755
108,000	3,000	8,851	17,401	34,502	128,633
144,000	4,000	11,801	23,201	46,003	171,510
180,000	5,000	14,751	29,001	57,004	214,388
360,000	10,000	29,502	58,002	115,008	428,775

PLAN RD4 Recurring Deposit ROI 9.5%

Amt.Deposit	Monthly	Quarterly	Half yearly	Yearly	Maturity
4,800	100	295	580	1,150	6,054
9,600	200	590	1,160	2,300	12,107
14,400	300	885	1,740	3,450	18,161
19,200	400	1,180	2,320	4,600	24,214
24,000	500	1,475	2,900	5,750	30,268
48,000	1,000	2,950	5,800	11,501	60,535
96,000	2,000	5,900	11,600	23,002	121,071
144,000	3,000	8,851	17,401	34,502	181,607
192,000	4,000	11,801	23,201	46,003	242,142
240,000	5,000	14,751	29,001	57,504	302,678
480,000	10,000	29,502	58,002	115,008	605,354

PLAN RD 5 Recurring Deposit ROI 10.5%

Amt Deposit	Monthly	Quarterly	Half yearly	Yearly	Maturity	Senior Citizen 11%
6,000	100	295	580	1,150	8,176	8,296
12,000	200	590	1,160	2,300	16,352	16,590
18,000	300	885	1,740	3,450	24,529	24,887
24,000	400	1,180	2,320	0 4,600	32,705	33,182
30,000	500	1,475	2,900	5,750	40,881	41,477
60,000	1,000	2,950	5,800	11,501	81,763	82,955
120,000	2,000	5,900	11,600	23,002	163,528	165,908
180,000	3,000	8,851	17,401	34,502	245,289	248,864
240,000	4,000	11,801	23,201	46,003	327,052	331,817
300,000	5,000	14,751	29,001	57,504	408,817	414,771
600,000	10,000	29,502	58,002	115,008	817,633	829,543

PLAN RD 6 Recurring Deposit ROI 11%

Amt Deposit	Monthly	Quarterly	Half yearly	Yearly	Maturity	Senior Citizen 11.5%
7,200	100	295	580	1,150	10,541	10,722
14,400	200	590	1,160	2300	21,079	21,445
21,600	300	885	1,740	3,450	31,621	32,166
28,800	400	1,180	2,320	4,600	42,160	42,887
36,000	500	1,475	2,900	5,750	52,699	53,609
72,000	1,000	2,950	5,800	11,501	105,400	107,218
144,000	2,000	5,900	11,600	23,002	210,798	214,439
216,000	3,000	8,851	17,401	34,502	316,199	321,657
288,000	4,000	11,801	23,201	46,003	421,597	428,876
360,000	5,000	14,751	29,001	57,504	526,996	536,096
720,000	10,000	29,502	58,002	115,008	1,053,993	1,072,191

PLAN RD 7 Recurring Deposit ROI 11.5%

Amt Deposit	Monthly	Quarterly	Half yearly	Yearly	Maturity	Senior Citizen 13%
8,400	100	295	580	1,150	13,293	13,560
16,800	200	590	1,160	2,300	26,587	27,121
25,200	300	885	1,740	3,450	39,879	40,681
33,600	400	1,180	2,320	4,600	53,171	54,238
42,000	500	1,475	2,900	5,750	66,464	67,798
84,000	1,000	2,950	5,800	11,501	132,928	135,596
168,000	2,000	5,900	11,600	23,002	265,859	271,192
252,000	3,000	8,851	17,401	34,502	398,788	406,788
336,000	4,000	11,801	23,201	46,003	531,717	542,385
420,000	5,000	14,751	29,001	57,504	664,647	677,982
840,000	10,000	29,502	58,002	115,008	1,329,293	1,355,96